finance Resume
Loan Officer Resume
Loan officer resumes should include your NMLS number, licensed states, and loan production volume. Mortgage and commercial loan officer roles have different expectations — mortgage LOs emphasize purchase vs. refinance mix and products; commercial LOs emphasize relationship portfolio size and credit analysis.
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Key Skills
Skills for a Loan Officer resume
Include these skills on your Loan Officer resume:
- Loan Origination
- Credit Analysis
- FNMA/FHLMC Guidelines
- Encompass LOS
- Mortgage Products
- NMLS Licensed
- Financial Statement Analysis
- Pipeline Management
ATS Best Practices
ATS tips for Loan Officer resumes
- 1.Include NMLS ID number: 'NMLS #XXXXXXXX'.
- 2.List licensed states if you hold licenses in multiple states.
- 3.Name LOS software: 'Encompass', 'Calyx Point', 'LoanSphere', 'Blue Sage'.
- 4.Use 'loan production', 'origination volume', and 'purchase/refinance' as keywords.
Example
Loan Officer resume example
Here is what a professional loan officer resume could look like using our ATS-optimized Classic template. Your finished resume may vary based on your experience and the sections you choose to include.
Robert Chandler
robert.chandler@example.com | (555) 518-3647 | Orlando, FL | linkedin.com/in/robertchandler
Summary
NMLS-licensed loan officer with 5+ years of experience in mortgage loan origination and credit analysis. Expert in FNMA/FHLMC guidelines, Encompass LOS, and a full range of mortgage products including conventional, FHA, VA, and jumbo loans. Manages robust pipeline with consistent on-time closings.
Experience
- Originate $3M+ monthly in mortgage products including conventional, FHA, and VA loans
- Perform credit analysis and financial statement analysis for borrower qualification decisions
- Manage pipeline of 30+ active loans using Encompass LOS, maintaining 95% on-time closing rate
- Ensure compliance with FNMA/FHLMC guidelines and state regulatory requirements
- Closed $25M+ in residential mortgage loans annually across all mortgage product types
- Conducted pipeline management tracking 40+ applications from origination through funding
- Built referral network with 15 real estate agents generating 60% of monthly loan volume
Education
2015 – 2019 | GPA: 3.4
Skills
Loan Origination, Credit Analysis, FNMA/FHLMC Guidelines, Encompass LOS, Mortgage Products, NMLS Licensed, Financial Statement Analysis, Pipeline Management, Underwriting Guidelines, Closing Coordination
Certifications
Classic template — ATS-optimized, single-column layout
Common Questions
Frequently asked questions
How do I show loan production volume on my resume?
Annual origination volume in dollars is the standard metric: '$18M in annual mortgage origination, 85% purchase transactions.' If you've had exceptional quarters or years, note them. Unit count alongside dollar volume gives a fuller picture: '120 loans closed, $24M total volume in 2023.'
What products should I list for a mortgage loan officer?
List conventional, FHA, VA, USDA, jumbo, and any specialty products you originate. Product breadth signals flexibility to serve different buyer profiles. If you specialize in a niche — renovation loans (203k), reverse mortgages, or construction-to-perm — note that explicitly as specialty knowledge commands a premium.
How do I present a move from retail to commercial lending?
Emphasize transferable skills: credit analysis, financial statement review, client relationship management, and risk assessment. Commercial lending requires underwriting competency that retail mortgage experience may partially prepare you for. Pursuing commercial lending certifications or coursework from ABA or RMA may strengthen your candidacy for the transition.
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